Buffalo Metropolitan Federal Credit Union

Loans

Auto Loans

Buffalo Metropolitan Federal Credit Union offers new and used auto loans. You have the option to submit a loan application for pre-approval on your auto loan . This "puts you in the driver's seat" when negotiating the purchase price of your next vehicle. The Credit Union will finance 100% (including taxes, title & warranties) on all autos that are current model year or the three previous model years.

Before you go shopping, get preapproved for an auto loan online or stop by our branch.
Please bring proof of income when applying for a loan at the branch.

Apply for Loan | Loan Rates

 

Credit Union Membership.

You must open a savings account in order to have any other product or service (ex: loan) at Buffalo Metropolitan Federal Credit Union; find out more about Credit Union membership.
 

Purchasing an Auto.

The following is required when applying for an auto loan to purchase a vehicle:

  • Bill of sale
  • Proof of Income
  • $20.00 for processing fee
  • Insurance binder listing
    • Buffalo Metropolitan Federal Credit Union as lienholder
    • Our address (62 S. Elmwood Ave., Buffalo, NY 14202)
    • Deductibles (you must carry comprehensive and collision for the life of the loan)
    • Effective and expiration date of the policy
      Your auto insurance can fax the insurance binder to Buffalo Metropolitan at 716.847.6996
 

Refinancing an Existing Auto Loan.

The following is required when applying to refinance an auto loan from another lender:

  • 10 day payoff letter
  • Original title
  • Proof of Income
  • $20.00 for processing fee
  • Insurance binder listing
    • Buffalo Metropolitan Federal Credit Union as lienholder
    • Our address (62 S. Elmwood Ave., Buffalo, NY 14202)
    • Deductibles (you must carry comprehensive and collision for the life of the loan)
    • Effective and expiration date of the policy
      Your auto insurance can fax the insurance binder to Buffalo Metropolitan at 716.847.6996
Purchase your next vehicle from Enterprise Car Sales.
  • More than 120 makes and models to choose from
  • Very competitive pricing and great value for your trade-in
  • Ability to apply for your loan online

All Enterprise Car Sales vehicles come with the following:

  • Haggle Free Buying - most pricing set below Kelley Blue Book Retail Value3
  • 7-Day Repurchase Agreement1
  • 109-Point Inspection2
  • 12-Month/12,000-Mile Limited Powertrain Warranty2
  • 12-Month Roadside Assistance3
  • Free CARFAX® Vehicle History Reports™

View Enterprise Car Sales’ selection of vehicles and find a location near you or call them directly at 800.CAR.SALES. Be sure to let them know that you're a Buffalo Metropolitan Credit Union member! If you’d like to talk to someone at the Credit Union, call 716.847.6960

Kelly Blue Book

 

Apply for Loan | Loan Rates


Immigration Status/Temporary Visitors.

Buffalo Metropolitan Federal Credit Union will consider your immigration status and whether you have the right to stay in the country long enough to repay a debt before we grant credit in accordance with federal regulation B section 1002.6.

 

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