Auto Loans: Purchasing & Refinancing

Save Money With Buffalo Metropolitan Federal Credit Union?
Borrowers get lower rates and more flexible terms when financing or refinancing a loan with Buffalo Metropolitan FCU.
How much could you save by lowering your rate?!

Payment examples below are for a $30,000 loan:

  Monthly Payments*

Your Credit Score

Interest Rate*

60 months

96 months

700+ 1.99%APR $526 $338
650-699 2.99%APR $539 $352
600-649 3.99%APR $552 $365
551-599 9.99%APR $637 $455
550 & less 10.99%APR $652 $471

*Above rates and terms are examples only, rounded to the nearest dollar • APR=Annual Percentage Rate • Buffalo Metropolitan FCU uses the credit score provided by Experian
Rates based on vehicle models 2016 & newer; other rates and terms available for used vehicles. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

See all Credit Union Loan Rates

 

Why Choose Buffalo Metropolitan FCU?
Bottom line, credit unions are the best choice for banking:

Learn more about Buffalo Metropolitan FCU

 

Steps To Purchase or Refinance Your Auto Loan With Buffalo Metropolitan FCU.

  1. First, you must open a savings account in order to have any other product or service (e.g. loan) at Buffalo Metropolitan Federal Credit Union.  It’s a small extra step in your usual borrowing experience, but has huge payoffs - See bullets above! Plus, opening an account is easy!! Bring $25.00 (your opening account deposit) and two forms of ID; learn more about the account opening process.
  2. After your account is open and credit union membership is established, you’ll meet with a Loan Officer to discuss financing your auto loan. Make sure to have all the necessary documents; know what to bring when refinancing.
 

About Buffalo Metropolitan Federal Credit Union.
Buffalo Metropolitan Federal Credit Union is a not-for-profit financial institution that exists solely for our members. We were founded in 1937 and today serve over 16,000 members.
People do not only come to us because we offer competitive products and services, but because of how much we care about the well-being of our members.

“I joined because I thought I would get better service since it was a small operation. This turned out to be the best thing I could have done...I receive personal attention every time.”
Charlotte – Credit Union Member for 16 years

 

Buffalo Metropolitan Federal Credit Union
Banking at its Best

62 S. Elmwood Ave., Buffalo, NY 14202
BfloMetroCU.org • 716.847.6960  • Find us on facebook

Hours:

Monday-Wednesday 8:30 a.m. - 4:30 p.m.
Thursday & Friday 8:30 a.m. - 5:30 p.m.
Saturday 9:00 a.m. - 1:00 p.m.