Buffalo Metropolitan Federal Credit Union

Products and Services

FREE Mobile Banking

One App - Multiple Functions

Buffalo Metropolitan’s free mobile banking app allows you to review your account balances and histories, transfer funds between accounts, deposit checks, and pay bills directly from your iPhone, droid, or blackberry device.


Some of the features of the mobile banking app:

Account Summary - View a summary of your accounts and loans

Transfers - Transfer money between Credit Union accounts

Bill Pay - Pay your bills (must have a FREE Credit Union checking account and payees must first be set up from online bill pay via a desktop computer). To enroll in bill pay log into online banking, click bill pay listed under the services tab, accept terms and conditions, and set-up payees.

Deposit - Snap a photo of your check with your smartphone and send it safely and securely into your account. Note the "Deposit" feature must be activated on the Credit Union's end; request mobile check deposit now.

Holds/Pledges/Pending ACH - View items holding in your account

Branch/ATM Locator - Locate ATMs that are in the Surcharge-FREE network 


Start using the Mobile Banking App today! Looking at the options below which are you?

  • A Mobile Banking App User - You already have our mobile banking app. However, the "deposit" feature mentioned above is NEW, so you will need to request the "deposit" feature. After the Credit Union confirms the "deposit" feature has been activated, you will need the new version of the app by updating the app via the App Store. If you are having trouble updating the app, delete the app and reinstall it.
  • An Online Banking User - Download the mobile banking app by searching "Buffalo Metropolitan FCU" in the App Store. Once the app is downloaded, log into mobile banking by using your online banking user ID and password. Register your smartphone device by following the steps on the screen (call 716.847.6960 for assistance). After registering your device you can request the "deposit" feature.
  • New to Online & Mobile Banking - Currently not enrolled in FREE online banking and mobile banking? Enrolling is simple, call the Credit Union at 716.847.6960 to acquire your online banking and mobile banking log-in credentials. The Credit Union Representative will then walk you through the steps for your first initial enrollment in online banking and then the proceeding steps to download the mobile banking app from your smartphone.

URGENT deposit notice you need to know.

  • Checks must be marked “FOR MOBILE CHECK DEPOSIT ONLY TO BUFFALO METRO FCU” & endorsed with your signature
  • Do not throw away or destroy a check until you see it posted to your checking account
  • Even though you will see your check credited to your account immediately, funds are not available until the hold is released
  • Some checks may have a hold; refer to Funds Availability Policy for further information
  • Some checks will not be accepted (ex: some rebate checks)
  • Mobile check deposits may be made to savings, checking, MMA, and holiday accounts 
  • A valid email address must be provided to notify you when a check submitted via mobile check deposit is not acceptable
  • Mobile check deposit disclosure


FREE Audio Response

Don't have internet access on your cell phone? You can still access your account with Audio Response. Audio Response is a convenient and secure way to access your account over the phone and is available 24 hours a day, 7 days a week.

Steps & Prompts for Audio Response