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ACCOUNTS

SAFARI CLUB YOUTH ACCOUNTS
Free gifts with deposits
Contests and great prizes
13 years of age and under are eligible
Minimum $5 deposit
Earn 1.00% (APY 1.00%) dividends
(Dividends paid quarterly on accounts with an average daily balance of $1,000.00 or more)


HOLIDAY ACCOUNTS

No minimum deposit
Payroll deduction option
Money is automatically deposited in your share draft (checking) account on or about November 1st of each year
Open a Holiday Account any time during the year


ORGANIZATION ACCOUNTS

Earn 1.00% (APY 1.00%) dividends
(Dividends paid quarterly on accounts with an average daily balance of $1,000.00 or more.)
Tax ID number required
Minimum balance $25.00
Annual Percentage Yield effective September 24, 2003
Rates subject to change without notice.
APY= Annual Percentage Yield

"APY" or "Annual Percentage Yield" means a percentage rate reflecting the total amount of dividends expected to be earned in a year on an account, based on the dividend rate and the frequency of compounding accrued dividends.

Fees can reduce the earnings on the account (a fee schedule is available at the Credit Union, upon your request).