Buffalo Metropolitan Federal Credit Union

College Students

Private Student Loans

When Federal loans are not enough to cover the cost of your college education a Private Student Loan available through Buffalo Metropolitan can be the answer to your funding needs.
Our low cost student loan is designed to meet your education needs.


Student Benefits.

  • No origination fee
  • .25% interest rate reduction for automatic payments
  • 30 day-no-fee return policy allows you to cancel the loan without fees or interest

Eligibility for Private Student Loans.

Borrower must be a member of Buffalo Metropolitan and meet the following requirements:

  • US Citizen or permanent resident
  • Enrolled at least half-time in an eligible school
  • Meet minimum credit requirements
  • Students under the age of 18 must contact the Credit Union at 716.847.6960 before they apply

Importance of a Cosigner.

Applying with a creditworthy cosigner not only increases your chances of approval, but also may lead to a lower loan rate.


Exhaust All Federal Loans.

Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans.

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