Buffalo Metropolitan Federal Credit Union

Products and Services

Direct Deposit

Why wait in line? Discover the convenience of direct deposit, a free service that allows you to have your payroll, Social Security, pension, annuity, tax refunds, and other regular payments you receive deposited into your Credit Union accounts.


Tax Refund.

Direct deposit is the fastest way to receive a tax refund. Request direct deposit on your tax return and provide our routing number, 222079424, and your account number.  For checking deposit, use the 14 digit number at the bottom of your check.



With direct deposit, you can be sure that when "payday rolls around," your money is in your Credit Union account. Do not wait in line to cash your check, set up direct deposit!


If you are sick, on vacation or simply cannot get to the Credit Union, your money will be in your account, without having to wait in line.


You no longer have to worry about lost or stolen checks. Your money is electronically sent to your account and available the morning of your payday.


Access to Your Direct Deposit at:

  • Over 55,000 Allpoint ATMs. Allpoint is a national network of 55,000 ATMs through which you as a member of the Credit Union can get access to your accounts. Enjoy unlimited number of Allpoint ATM transactions for only $2.00 a month.*
  • A register. Use your MasterCard debit card to get cash back when cashing out. The cashier will add the amount of money you want back to your purchase. Stores that allow cash back include Wegmans, Tops, Rite Aid & Aldi. For other stores, simply ask the cashier if the store allows cash back.
  • A CU Service Center. Simply provide your account number and a photo ID; over 5,139 locations available.

*A debit card fee of $2.00 per month will be assessed to your savings (shares) account on the last business day of the month.


Keep Track of Your Electronic Payments.

  • FREE Online Banking- Check your balance and transactions online with online banking. Contact a Representative at 716.847.6960 to set up your User ID and password.
  • FREE Mobile Banking- Buffalo Metropolitan’s free mobile banking app allows you to review your account balances and histories, transfer funds between accounts, and pay bills directly from your iPhone, droid, or blackberry device

Start Electronic Payments to Your Credit Union Account.

  • For Payroll Deposits Into a Checking Account - Complete the Direct Deposit Request form and give it to your employer to switch your direct deposit from another account to your account at Buffalo Metropolitan. You may also provide this form to any other company or organization that automatically deposits funds to your account.
  • For Payroll Deposits Into a Savings Account - Provide your payroll department with your savings account number and the Credit Union routing number (222079424).
  • For Payroll Deposits Into Other Accounts (ex: holiday, IRA, loan, etc.) - Call 716.847.6960 or visit our branch at 62 S. Elmwood Ave.
  • For Social Security or other Federal benefits - Call 800.333.1795 or sign up online at GoDirect.org.

Buffalo Metropolitan's� Routing Number 222079424


NCUA Equal Housing Lender Powered by Intuit Buffalo Metropolitan Federal Credit Union BBB Business Review
Sprint IIA Talk About Savings