New Member Giveaway – Ride of Your Life!
August 1st – August 31st, 2025
Open a new account during the month of August and you could be cruising away on a brand new Veefa Ebike! Every new member who joins during this promotional period will be automatically entered to win. It’s the perfect time to jumpstart your membership and your next adventure. Don’t miss your chance to win big and ride in style!

To qualify, new members must have the following:
– Open a Savings Account
– Have Direct Deposit of at least $500 a month
– Open a Checking Account with a Debit Card
Current Member Referral Bonus
Refer your family, friends, or coworkers to join Buffalo Metropolitan Federal Credit Union.
- They Get entered to Win an Ebike
- You get $10!
Have your refered new member add your name on the application or have them provide it to the Credit Union Representative opening the account.
To be eligible for the giveaway, new members must open the following: a savings account, direct deposit of at least $500 a month, and a checking account with a debit card. Past members who have previously held accounts at BMFCU within the previous six (6) months are ineligible for entry. Contest ends August 31, 2025. One winner will be randomly drawn from eligible entrants. A maximum of $50 will be given per month for referrals.
Share Certificate Special
3.75%APY*
– 9 Month Term
– $500.00 Minimum Deposit
*Share certificate special, including the stated Annual Percentage Yield (APY*) are a limited time offer. Buffalo Metropolitan Federal Credit Union reserves the right to modify or cancel these offers at any time without notice. The share certificate special requires a minimum deposit of $500.00. Upon maturity, the share certificate special will automatically renew for 12 months at the then current rate of our 12-month share certificate, unless otherwise specified. APY=Annual Percentage Yield. Early withdrawal penalties apply. Dividends paid at maturity. Membership eligibility required. rate as of 6/25/25.
Auto & Leisure Vehicle Loan Sale
Now is the perfect time to purchase a Car, Boat, RV, ATV, Jet-Ski, or Golf Cart before any new tariffs are implemented and prices soar. With the threat of increased costs looming, buying now ensures you lock in a lower price and avoid the impact of future price hikes. Don’t wait, act quickly to take advantage of current deals before tariffs drive costs higher.
1. Auto Loans
Terms up to 96-months¹. 100% Financing & refinancing available¹.
4.20%APR*
2. Leisure Vehicle Loans
Boat, RV, Jet-Ski, Golf Cart, ATV. Terms up to 180 months².
4.90%APR*
Plus, all Disbursed Auto & Leisure Loans Recieve:
-
- $100 Gift Card
- Option to Skip First Months Payment
- One Year of Identity Theft Protection with Aura
1Existing BMFCU auto loans financed before 12/16/2024 are not eligible for refinancing. As low as 96 monthly payments of $12.29 per $1,000 borrowed at 4.20%APR. ²As low as 180 monthly payments of $7.86 per $1,000 borrowed at 4.90%APR.
*Rates as low as-based on creditworthiness and other factors (e.g. term of loan). APR=Annual Percentage Rate. Other terms and rates available. All loan programs rates terms and conditions are subject to change at any time without notice. Rates as of 6/25/25.