Buffalo Metropolitan Federal Credit Union

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Buffalo Metropolitan Federal Credit Union's Rates

Rates subject to change without notice



3 Year Share Certificate 1.99%+

Terms & Conditions Apply

+Terms & Conditions: To be eligible for the three year 1.99% share certificate rate you must (i) have $25.00 on deposit in a savings account at Buffalo Metropolitan Federal Credit Union at all times; (ii) open a FREE checking account at Buffalo Metropolitan Federal Credit Union ($0 opening deposit); (iii) agree to recurring direct deposit of at least $1,000.00 per month into the checking account for the entire term of the share certificate; and (iiii) initial direct deposit must be made within 60 days from the date the share certificate was opened. In the event the conditions are not maintained throughout the term of the share certificate, the share certificate APY will convert to the non-promotional dividend rate that was in effect when the share certificate was opened. 1.95%APY - Annual Percentage Yield effective 01/29/15

Federally insured by NCUA
APY=Annual Percentage Yield

"APY" or "Annual Percentage Yield" means a percentage rate reflecting the total amount of dividends expected to be earned in a year on an account, based on the dividend rate and the frequency of compounding accrued dividends.

Fees can reduce the earnings on the account (a fee schedule is available at the Credit Union, upon your request).

Loan Rates Effective 02/27/2014

The veteran’s loan discount will be available on the following loans: personal, vacation, holiday, CUPAL, share secured, overdraft and line of credit. The veteran’s loan discount cannot be combined with any other discount program such as the Enterprise Car Sales Interest Rate Reduction.  In order to receive this discount, you must provide a veterans card.

*Your credit history will determine the interest rate and term of loan

APR=Annual Percentage Rate

All loan payments will be calculated on balance of loan at last advance.

The minimum monthly payment on all loans excluding VISA will be $25.00

A $20.00 late fee will be assessed on all loans when the loan payment is thirty-one (31) or more days delinquent.


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